We guarantee low-rate mortgage refinance, preapprovals, mortgage purchases, & home equity loans. Start the borrowing process today with Third Federal!

Third Federal. Strong. Stable. Safe. A bank you can believe in. Rates for February 23, 2026 Cuyahoga County, Ohio Change Loan Amount:

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2 days ago · It's easy to refinance your current line of credit with Third Federal and take advantage of our lower rate. Tell us when you apply that you would like to refinance your …

Locate a local Third Federal branch with our branch locator tool or find a partner ATM that won't have a surcharge. Locate a branch or ATM today!

(Note: When you click on the button below, you will be leaving the Third Federal website.) My Loan Center *My Loan Center is not available to all mortgage and home equity application …

4 days ago · With a Third Federal HELOAN, the entire amount is disbursed in one lump sum and paid back based on the agreed terms. Third Federal offers both fixed rate and adjustable-rate …

Online Banking at Third Federal With Third Federal Online Banking you’ll enjoy free, secure, convenient access to your accounts from any of your devices—whether you are at work or at …

Certificates of Deposit All of our CDs offer great rates with low minimums and it’s easy to get started. You can open your CD over the phone by calling 1-800-Third-Fed, online at …

Third Federal offers two types of home equity products — home equity lines and loans. Both products use the equity you have in your home as collateral, and serve as a second mortgage.