There is a new issue of Singapore Savings Bonds. I have tracked almost every issue of Singapore Savings Bond since its issue in Oct 2015. This chart shows the 10-year yield (Blue) and 1-year yield (Re ...

I had an email exchange with my contact at Avantis Investors a couple of weeks ago. He provided some summary update of how ...

When my dad passed away in early 2023, my brother and me inherited about $118,000 in various accounts. We can consider this ...

My co-worker Jiamin, the Lead for operations and servicing at Havend vibe-coded a tool to help you have a good idea about the healthcare subsidies that you would enjoy as a Singaporean. Jiamin hates ...

As people talk about how AI is going to kill these data-related companies, I saw this chart pop-up in one of our internal discussions: Straits Times index from 2000 to early 2026, overlay with Price ...

Short post. In the following chart I plotted out 5 different securities from the start of 2025: The first one is an ETF of stocks that is non-US but developed markets. The second one is the Avantis In ...

Think if you read my post yesterday, I did say that I will break up my post into two. I wanted to look at some of the ...

I want to take this article to consolidate some of my thoughts about the recent volatility in the markets. When Anthropic released its latest version of Claude Cowork and Claude Opus 4.6, it basically ...

Last Sunday, JL Collins put out a post that explains his decision to change this asset allocation. I have deep respect for JL Collins. As an avid reader of financial independence content, I have ...

I would periodically update everyone my personal spending. This is the update for this month. You can review my past spending logs by going to the personal notes section of investment moats here in ...

I have a Telegram member Rootie was considering adding US 20-year long term treasuries as a buffer from equity drawdown (when equities fall basically). This is because I shared a Meketa paper titled ...

One of our advisers looked me up over the weekend because the adviser was reflecting on what transpired in the markets over 2025, but also over the last two years and wonders what are the sub-lessons ...