Alongside it, a mysterious figure known as Clavicular keeps popping up in comment sections and group chats, leaving many wondering who this person is and why everyone seems to be talking about him.

In other words, Newsom, according to Clavicular, will mog Vance in a political showdown. GQ just called Clavicular the most ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Michael Boyle is an experienced financial professional with more than 10 years working with ...