Charging purchases to a credit card is the way U.S. consumers most commonly pay online. But there are several reasons you might not want to use a card when you buy something on the internet.

Some people may not want to use their credit card when shopping online because of security reasons or incurring interest.

Some businesses apply a surcharge to credit card purchases in order to offset the costly expense of credit card processing fees, but there are ways to avoid it.

Trying to use a Mastercard, Visa or Amex Gift Card on Amazon can be a headache. But these tricks that will make using your gift cards on Amazon a breeze.