Since an annuity’s present value depends on how much money you expect to receive in the future, you should keep the time value of money in mind when calculating the present value of your annuity.

Here’s what you need to know about two terms related to annuities — present value and future value. Present value of an annuity vs. future value of an annuity: What’s the di ...

The time value of money concept is all about how money is worth more now than in the future because of its potential growth and earning power.

The time value of money concept indicates and formalizes that money is worth more today than in the future. Learn more about how time value of money works.

The time value of money (TVM) is a fundamental principle in finance that explains how the value of money changes over time. Learn the basics, calculations, and applications.

Calculating the real value of past dollars We can also determine what a certain amount of dollars in an earlier year would be worth in a more-recent time period.

The time value of money concept is all about how money is worth more now than in the future because of its potential growth and earning power.

Calculating the true value of your time is actually much harder than it sounds and far more powerful than it seems. The value of your time will likely change every year, perhaps even faster.

Without considering the time value of money, it is difficult or impossible to determine which project is worth considering. Also, the payback period does not assess the riskiness of the project.

Are you wasting your, and your employees', time doing tasks that would be better off delegated? Here's how to do the math.

The payback period is the amount of time needed to recover the initial outlay for an investment. Learn how to calculate it with Microsoft Excel.