Unexpected costs are an inevitable part of life. To proactively manage these financial risks, many people and businesses are now turning to self-insurance. This approach offers a way to prepare for ...

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Self-insurance has become a captivating concept in today’s world, driven by the complexities and challenges of modern insurance policies. Although it presents an alternative, it’s not without its ...

With a self-insured health plan, your employer pays for your medical claims directly. With a fully insured plan, an insurance company pays claims on behalf of an employer. Both fully insured and ...

In the face of growing health care costs, many employers have turned to self-insured plans, where they assume the financial risks on the chance that they might save some money. And it’s a popular ...

As employers watch healthcare premiums rise each year, many are questioning whether their health plans are sustainable or a liability to their employees and business. Processing Content That brings ...

As a former claims handler and fraud investigator, Jason Metz has worked on a multitude of complex and multifaceted claims. The insurance industry can be seemingly opaque, and Jason enjoys breaking ...

This study examines the ability of self-insured employers to negotiate hospital prices and the relationship between hospital prices and employer market power in the United States. Objectives: ...