As digital money draws new users and regulators alike, one idea stands out: Bitcoin moves value between people without banks ...

Banks and credit unions are well-known sources for funding. But peer-to-peer lending, also known as marketplace lending, lets ...

Founded in 2005, Prosper was the first peer-to-peer lending site in the U.S. With investments as low as $25, it focuses on ...

This case is important to applications convergence for two reasons. First, it doesn’t ban the practice of sharing content across a peer-to-peer environment – so the peer-to-peer model still has the ...

Some people call this a “hybrid cloud” model to capitalize on the buzz around cloud computing. Hybrid clouds are fine for now, but I foresee a future evolution to a peer-to-peer security model. With ...