As of January 12, 2026, leading online banks are still offering interest rates up to 5.00% APY, but these top APYs are ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates move lower.

The highest one-year CD rate depends on factors like current conditions and the amount of money in the account. Some of the ...

The interest rate environment is changing once again. After the Federal Reserve kept its federal funds rate on pause for all of 2025, the central bank is poised to issue its first rate cut of the year ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

CD rates are starting to slip as October gets underway, following the Fed's rate cut in September. Several banks have already lowered their yields -- and with another Fed meeting set for Oct. 28–29, ...

Average yields for certificates of deposit with 36-month terms are down 10 basis points over the past year to just 1.34% APY, according to the latest government data. And looking ahead, more cuts are ...

Average rates for 1-year CDs are down 9 basis points in the past year to an average of 1.76% APY, according to the latest government data. But that doesn’t mean you have to settle — dozens of banks ...

If you're looking to save some cash, now's a good time to lock in a guaranteed, inflation-beating return before savings rates potentially dip. Why's that? The Federal Reserve is set to meet at the end ...