Certificates of deposit (CDs) often offer the best rates for savings. However, to get the highest annual percentage yield ...

High-yield savings account: According to DepositAccounts.com, as of January 2026, the top-yielding 1% of high-yield savings accounts offer an average of 3.86% APY, while the top average CD yield is ...

The Fed lowered interest rates again yesterday -- marking the third cut this year -- and that puts even more pressure on already-slipping CD yields. Many banks had already started trimming their top ...

In recent years, certificate of deposit (CD) interest rates reached historic highs, due, in large part, to the Federal Reserve pushing up its benchmark rate to try and temper inflation. As the ...

Every CD featured here is FDIC-insured, so your deposits are safe up to $250,000. The right fit really comes down to two things -- how long you're willing to set your money aside and how much you plan ...

In the high-interest-rate economic climate of 2022 through most of 2024, savers could seemingly do no wrong. But the economy is considerably different than it was just a few short years ago. The ...

Interest rates for certificates of deposit have soared in recent years along with rates for savings accounts, mortgages and other financial products. But not all CDs are created equal. Some offer low ...

The Federal Reserve recently slashed the federal funds rate for the first time in four years, which means borrowing money should become more affordable. The downside to this move is that savings ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Today’s Fed move will nudge CD rates lower—but many won't move right away. Here’s ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. State Farm offers better insurance policies than banking services, given the low ...