FEMA had reset its rates for flood policies in 2021, Phase 2 began on April 1, 2022, and applied to existing policies as they were renewed by April 1, 2023. They already know how much you will pay ...

Kiersten Smith with the State Farm in Crawfordville told me it's not too late to get coverage; however, there will be a ...

Some homeowners may want to purchase flood insurance through the National Flood Insurance Program (NFIP). •S: Share information on risk: Talk with your neighbors who may face a similar flood threat.

Dear Linda: Yours is a cautionary tale for anyone who has flood insurance… Oct. 3, 2013 — -- Dear ABC News Fixer: I recently contacted my insurance company regarding the premium for my ...

You need a second flood policy that covers possessions up to $100,000. A most important rule: If a bad storm is coming, you can’t rush out and buy insurance. There’s a 30-day waiting period ...

What FEMA flood maps miss FEMA's maps are essential tools for identifying flood risks, but they have significant gaps that limit their effectiveness.

Standard homeowners insurance does not cover flood damage, so you might need separate flood insurance, which you can get either through FEMA or private companies. Here are the details.

Policies typically cover up to $100,000 for your belongings and $250,000 for damage to your property. If your property is in a high-risk flood area, you’re required to purchase flood insurance.

In wake of catastrophic flooding in CT in 2024, state leaders work to educate residents about benefits of flood insurance.