Collision insurance is coverage that protects you and only you. This type of auto insurance helps to pay for the repair or replacement of your car if it's damaged in an accident with another vehicle ...

Did you know there are eight types of car insurance? Some are required by law and vary depending on where you live, while others are optional. We’ll break down each type to help you figure out which ...

One caveat is colliding with an animal, such as a deer. That type of damage is covered by comprehensive coverage. If you are not at fault for an accident, the other driver’s property damage liability ...

What exactly does car insurance cover? This is one of the most common questions we get, but the answer is surprisingly complex. It depends on the state where you live, what coverage you’ve chosen, who ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

Auto insurance coverage comes in many forms, and what you'll pay — both for your premium and if you need to file a claim — will rely heavily on the coverages you choose. Two of the primary types ...

Collision vs comprehensive car insurance: which do you need? While collision and comprehensive car insurance are optional in every state, they’re required by lenders if you are financing or leasing ...

Kara McGinley is a staff Insurance Writer at WSJ | Buy Side. Previously, she was an editor at USA Today and a senior editor at Policygenius. She has over seven years of experience writing, editing and ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Collision insurance is auto coverage that reimburses the insured for damage sustained to ...

Comprehensive and collision car insurance both cover damage to your vehicle and are part of a full-coverage auto insurance policy. Collision insurance covers damage to your vehicle resulting from an ...