Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

No-pay, no-play car insurance laws limit how much an uninsured driver can recover after an accident, even if they were not at-fault. Nearly a dozen states have a form of no-pay, no-play laws. Some ...

Where you live can matter more than how you drive. A Louisiana driver with a spotless record pays nearly 2.5 times more than an identical driver in Vermont - not because they're a bigger risk behind ...

Car insurance costs an average of $6,170 a year for two parents and a 16-year-old. That’s an increase of $3,211 per year over ...

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Choosing the right amount of car insurance can feel overwhelming, but getting it right is essential. The right coverage depends on your state’s minimum requirements, driving habits and financial ...