Negotiation doesn't have to be painful if you follow these tips. Treat a car purchase like any serious financial transaction: Do your research, make an appointment and do not purchase on the day you ...

At 7%, a seven-year loan on $44,664 saves $210 a month versus five years — and costs $3,560 more in interest.

A personal loan is often the cheapest way to buy a car (unless you can get 0% finance via a dealer). Our eligibility calculator shows you which loans are likely to accept you before applying. If ...

Since everyone's situation is different, the answer depends on what's available to you. Before you decide, do a little legwork. Cross-shopping loans isn't as fun as cross-shopping new vehicles, but it ...

Auto Finance Direct’s Smart Car Finance Tips A popular guideline is the 20/4/10 rule for buying cars. This suggests a 20% down payment, a loan term no longer than four years, and total car expenses ...

Cap total equated monthly instalments at 40 per cent of take-home income, choose a manageable tenure, and check prepayment terms ...

Need cash for a new car? Use our Personal Loans Tool to lock in great offers in minutes! Every year, millions of U.S. borrowers take out loans to buy new or used vehicles. While the number of loans ...

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more.

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more.