Since withdrawals from their Roth IRAs are off the table for now, the couple must choose how much to take from the remaining accounts. They decide to withdraw 60% from their 401 (k)s ($24,000) and 40% ...

Learn the 401(k) early withdrawal penalty rules, exceptions and smart ways to avoid taxes and fees so you can protect your ...

You may be saving more in an easy-to-contribute retirement savings vehicle, but you're giving up a great deal of flexibility.

Learn why more Americans are tapping into their 401(k) savings and the potential consequences. Find out expert advice on ...

When times are tough and household budgets are under severe strain, taking cash out of your 401(k) plan can provide some relief. However, it’s best to be cautious, as there are specific rules related ...

Discover how 401(k) balances in your 40s and 50s stack up and learn smart strategies to grow savings, such as catch-up ...

While 401(k)s can be convenient, they do have some serious drawbacks. You may be looking at limited investment choices and high fees. There's also the issue of facing a penalty for taking an early ...

From catch-up contributions to strategic Social Security delays, these tactics can help seniors add $30,000 to $50,000 ...

A new report reveals that over one-third of U.S. workers have borrowed from their retirement savings, prompting warnings from ...

Legislation has been reintroduced in the House of Representatives that would require businesses to pay at least 50 cents into an employee’s retirement savings plan for every hour worked.

For many of us, retirement may seem far away. However, if you ask people who have already retired, many of them will tell you just how fast it can creep up on you. That's why it's important to begin ...