There's little doubt in the minds of millions of Americans that the 401(k) plan stands out as a widely embraced retirement savings option. Despite that broad-based recognition, the quintessential ...

Both a 401(k) and IRA offer tax-deferred retirement savings options. The 401(k) has two key advantages over an IRA that could sway some to use it as their sole retirement account. It has some ...

You can then request a direct rollover from your old employer's plan so the funds go straight into your IRA, which keeps your savings tax-deferred and avoids penalties. You can also do an indirect ...

Retirement planners often debate whether to max out a 401(k) or prioritize a Roth IRA. A mathematical analysis reveals that, contrary to popular advice, maxing out a 401(k) before investing in a Roth ...

Have you saved at least $200,000 in IRAs and 401Ks? And are you counting on this to help you pay for retirement? If you've ever worried that it won't be enough, you're not alone. According to the ...

Is it wise to start converting my 401(k) into an IRA (and then Roth) by 10% per year in order to avoid having to claim too ...

Untangling their finances after they die only adds to the strain — particularly when it comes to retirement accounts. Imagine ...

I was the beneficiary of my late wife’s IRA and 401 (k) — but I want our kids to get the cash. Do I still have to take ...